stratum atlas

Lenders

Know when physical delay becomes credit risk.

Debt repayment depends on physical infrastructure delivering the capacity assumed in the financing case. Atlas models the delivery path — the node, the other asks on that wire, the upgrade they share — and carries physical delay through debt service and downside scenarios.

Deployed at the desk · Lenders

Objectives

Know when physical delay becomes credit risk.

Debt repayment depends on physical infrastructure delivering the capacity assumed in the financing case. Atlas models the delivery path — the node, the other asks on that wire, the upgrade they share — and carries physical delay through debt service and downside scenarios.

Objectives0/3

Name the node, who else is asking for it, and what can still stop the asset before the first repayment.

Read a lead time only if it was measured. An IA is a process, not a date.

Which tranche sits on the contractual COD, and how coverage moves if the first gate slips.

Audiences

Who the run has to hold.

Each seat sees a different cut of the same physical graph. The construct does not change. The question does.

Audiences0/3

What can still stop energization after the commitment is signed.

Physical delay carried through debt service, not inferred from a score.

A shared node or a shared upgrade that makes several loans one risk.

Questions

Test the behavior the decision is meant to change.

Every follow-up runs against the same population, without survey exhaustion, so iteration moves at the speed of the desk.

Questions 0/3

delivery probabilityP90 delaycapacity shortfalldebt at riskcovenant sensitivitysystemic dependency concentration

Illustrative

A decision run against the book.

A plant was underwritten on a marketing COD. The turbine slot had not been named. The committee was being asked to treat a date as if the factory could clear it.

Ready when you are

Bring us the commitment that still has to reach completion.