stratum atlas

Lenders

Know when physical delay becomes credit risk.

Debt repayment depends on physical infrastructure delivering the capacity assumed in the financing case. Atlas reconstructs the delivery path — the node, the other asks on that wire, the upgrade they share — and carries physical delay through debt service and downside scenarios under the covenants you attach.

Decision loop · Lenders

Objectives

Know when physical delay becomes credit risk.

Debt repayment depends on physical infrastructure delivering the capacity assumed in the financing case. Atlas reconstructs the delivery path — the node, the other asks on that wire, the upgrade they share — and carries physical delay through debt service and downside scenarios under the covenants you attach.

Objectives0/3

Name the node, who else is asking for it, and what can still stop the asset before the first repayment.

Read a lead time only if it was measured. An interconnection agreement is a process, not a date.

Which tranche sits on the contractual COD, and how terms move if the first gate slips.

Audiences

Who the run has to hold.

Each seat sees a different cut of the same physical graph. The construct does not change. The capital question does.

Audiences0/3

What can still stop energization after the commitment is signed.

Physical delay carried through debt service, not inferred from a score.

A shared node or a shared upgrade that makes several loans one risk.

Questions

Test the behavior the decision is meant to change.

Every follow-up runs against the same population, without survey exhaustion, so iteration moves at the speed of the decision.

Questions 0/3

delivery probabilityP90 delaycapacity shortfalldebt at riskcovenant sensitivitydependency concentration

Illustrative

A decision run against the book.

A plant was underwritten on a marketing COD. The turbine slot had not been named. The committee was being asked to treat a date as if the factory could clear it.

Engage

Bring us the commitment that still has to reach completion.

Across the capital stack the same graph.

Built for infrastructure investors, lenders, insurers, developers, and large-load buyers who cannot treat a sponsor date as a base case.